Financial Service and Development Loan

          (PLDT Subsidiaries and Affiliates) can be availed of by regular Members from Subsidiaries and Affiliates of PLDT, Inc.. The proceeds of this loan is payable directly to the Member who is an active employee of Subsidiaries and Affiliates of PLDT, Inc.

FINANCIAL SERVICES AND DEVELOPMENT LOAN_JR (FSDL_JR)
This loan was launched to serve the needs of members whose cash requirement is lower than that offered by the existing FSDL at a relatively same rate of interest. Amount is ranging from 25,000 to 75,000 payable from 6 months to 36 months.
PHP 25,000.00
	6 MOS	12 MOS	18 MOS	24 MOS	30 MOS	36 MOS
GROSS	25,000.00	25,000.00	25,000.00	25,000.00	25,000.00	25,000.00
SEMI-MO AMORT	2083.33	1041.67	694.44	520.83	416.67	347.22
NET PROCEEDS	23,479.17	22,604.16	21,729.17	20,854.18	19,979.15	19,104.13

PHP 30,000.00
	6 MOS	12 MOS	18 MOS	24 MOS	30 MOS	36 MOS
GROSS	30,000.00	30,000.00	30,000.00	30,000.00	30,000.00	30,000.00
SEMI-MO AMORT	2,500.00	1,250.00	833.33	625.00	500.00	416.67
NET PROCEEDS	28,175.00	27,125.00	26,075.01	25,025.00	23,975.00	22,924.98

PHP 35,000.00
	6 MOS	12 MOS	18 MOS	24 MOS	30 MOS	36 MOS
GROSS	35,000.00	35,000.00	35,000.00	35,000.00	35,000.00	35,000.00
SEMI-MO AMORT	2,916.67	1,458.33	972.22	729.17	583.33	486.11
NET PROCEEDS	32,870.83	31,645.84	30,420.83	29,195.82	27,970.85	26,745.82

PHP 40,000.00
	6 MOS	12 MOS	18 MOS	24 MOS	30 MOS	36 MOS
GROSS	40,000.00	40,000.00	40,000.00	40,000.00	40,000.00	40,000.00
SEMI-MO AMORT	3,333.33	1,666.67	1,111.11	833.33	666.67	555.56
NET PROCEEDS	37,566.67	36,166.66	34,766.66	33,366.68	31,966.65	30,566.66

PHP 45,000.00
	6 MOS	12 MOS	18 MOS	24 MOS	30 MOS	36 MOS
GROSS	45,000.00	45,000.00	45,000.00	45,000.00	45,000.00	45,000.00
SEMI-MO AMORT	3,750.00	1,875.00	1,250.00	937.50	750.00	625.00
NET PROCEEDS	42,262.50	40,687.50	39,112.50	37,537.50	35,962.50	34,387.50

PHP 50,000.00
	6 MOS	12 MOS	18 MOS	24 MOS	30 MOS	36 MOS
GROSS	50,000.00	50,000.00	50,000.00	50,000.00	50,000.00	50,000.00
SEMI-MO AMORT	4,166.67	2,083.33	1,388.89	1,041.67	833.33	694.44
NET PROCEEDS	46,958.33	45,208.34	43,458.32	41,708.32	39,958.35	38,208.34

PHP 55,000.00
	6 MOS	12 MOS	18 MOS	24 MOS	30 MOS	36 MOS
GROSS	55,000.00	55,000.00	55,000.00	55,000.00	55,000.00	55,000.00
SEMI-MO AMORT	4,583.33	2,291.67	1,527.78	1,145.83	916.67	763.89
NET PROCEEDS	51,654.17	49,729.16	47,804.17	45,879.18	43,954.14	42,029.18

PHP 60,000.00
	6 MOS	12 MOS	18 MOS	24 MOS	30 MOS	36 MOS
GROSS	60,000.00	60,000.00	60,000.00	60,000.00	60,000.00	60,000.00
SEMI-MO AMORT	5,000.00	2,500.00	1,666.67	1,250.00	1,000.00	833.33
NET PROCEEDS	51,654.17	49,729.16	47,804.17	45,879.18	43,954.14	42,029.18

PHP 65,000.00
	6 MOS	12 MOS	18 MOS	24 MOS	30 MOS	36 MOS
GROSS	65,000.00	65,000.00	65,000.00	65,000.00	65,000.00	65,000.00
SEMI-MO AMORT	5,416.67	2,708.33	1,805.56	1,354.17	1,083.33	902.78
NET PROCEEDS	61,045.83	58,770.84	56,495.83	54,220.82	51,945.85	49,670.87

PHP 70,000.00
	6 MOS	12 MOS	18 MOS	24 MOS	30 MOS	36 MOS
GROSS	70,000.00	70,000.00	70,000.00	70,000.00	70,000.00	70,000.00
SEMI-MO AMORT	5,833.33	2,916.67	1,944.44	1,458.33	1,166.67	972.22
NET PROCEEDS	65,741.67	63,291.66	60,841.67	58,391.68	55,941.65	53,491.63

PHP 75,000.00
	6 MOS	12 MOS	18 MOS	24 MOS	30 MOS	36 MOS
GROSS	75,000.00	75,000.00	75,000.00	75,000.00	75,000.00	75,000.00
SEMI-MO AMORT	6,250.00	3,125.00	2,083.33	1,562.50	1,250.00	1,041.67
NET PROCEEDS	70,437.50	67,812.50	65,187.51	62,562.50	59,937.50	57,312.48
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Financial Service and Development Loan